Riverline capital (“we,” “our,” or “us”) respects your privacy and is committed to protecting it through our compliance with this policy. This Privacy Policy describes the types of information we may collect from you or that you may provide when you visit our website, engage with our services, or invest through our platform (“Services”). It also describes our practices for collecting, using, maintaining, protecting, and disclosing that information.

By accessing or using our Services, you agree to this Privacy Policy. If you do not agree with the terms, please do not use our Services.

1. Scope of This Policy
This Privacy Policy applies to information collected through our website, electronic communications, and any other channels where this policy is referenced. It applies to visitors, prospective clients, current clients, and partners who interact with Riverline capital. This policy does not cover the information practices of third parties that we do not control.

2. Information We Collect
a. Personal Information: We may collect personally identifiable information such as your name, email address, mailing address, phone number, date of birth, and government-issued identification details as required by financial regulations.
b. Financial Information: In order to facilitate investments, we may request details such as bank account information, financial status, investment history, and information necessary to comply with regulatory know-your-customer (KYC) and anti-money laundering (AML) requirements.
c. Investment Preferences & Goals: We may collect details on your investment strategies, objectives, risk tolerance, and desired time horizons to tailor our products—such as our Savings Investment and Fixed Deposit Investment plans—to your needs.
d. Usage Data: We may collect information about how you use our website, including IP addresses, browser type, device identifiers, access times, and pages viewed. This helps us improve user experience and optimize our online services.
e. Cookies & Tracking Technologies: We use cookies, web beacons, and similar technologies to enhance site functionality, understand user behavior, and deliver personalized content. You can control cookie preferences in your browser settings, though some functionalities may be limited if disabled.

3. How We Use Your Information
a. Providing and Improving Services: We use the personal and financial information you provide to process transactions, manage your investments, respond to inquiries, and ensure that your chosen investment plan aligns with your risk profile and objectives.
b. Regulatory Compliance: We use your data to fulfill regulatory obligations, including customer identification, record-keeping, reporting to regulatory authorities, and implementing AML/KYC procedures.
c. Personalization: Understanding your investment goals and preferences allows us to offer tailored recommendations, highlight relevant products (e.g., bonds, private equity, real estate, commodities, or digital assets), and adjust asset allocation strategies to meet your evolving financial goals.
d. Communication: We may contact you with news, market insights, product updates, portfolio reports, and educational materials. You can opt out of non-essential communications at any time.
e. Security & Fraud Prevention: We use data to safeguard our systems, detect and prevent fraud, unauthorized access, and ensure the integrity and stability of our investment platform.

4. Disclosure of Your Information
We may share your information:
a. With Service Providers: We engage trusted third-party service providers for functions such as payment processing, data verification, technology support, and regulatory compliance. These providers are contractually bound to protect your information and use it only for the agreed-upon purposes.
b. With Regulatory Authorities: Where required by law or regulation, we may share your information with governmental or regulatory bodies to comply with legal obligations.
c. In Corporate Transactions: In the event of a merger, acquisition, restructuring, or sale of assets, your information may be transferred to the relevant parties, subject to applicable confidentiality and data protection obligations.
d. With Your Consent: We may share your personal information for other purposes if you provide explicit consent.

5. Data Security
We implement robust technical and organizational measures to protect your personal and financial information. This includes encryption, secure servers, strict access controls, and periodic security assessments. While we take all reasonable measures, please note that no method of transmission or storage is completely secure.

6. Data Retention
We retain your information only as long as necessary to fulfill the purposes outlined in this policy or to comply with legal, regulatory, or contractual requirements. Once information is no longer needed, we will securely dispose of it.

7. International Transfers
If you access our Services from outside the United States, your information may be transferred and stored on servers located in jurisdictions with different data protection laws. We take steps to ensure that such transfers comply with applicable data protection laws, including the use of appropriate safeguards and contractual clauses.

8. Your Rights & Choices
Depending on your jurisdiction, you may have rights related to your personal information, such as the right to access, correct, or delete your data. You may also have the right to object to or restrict certain types of processing. To exercise these rights, please contact us using the information in the “Contact Us” section below.
You can also manage cookie preferences in your web browser and unsubscribe from non-essential communications via provided opt-out links.

9. Third-Party Links & Services
Our website may contain links to third-party websites or services. We are not responsible for their content, privacy practices, or data handling policies. Please review the privacy policies of any third-party sites you visit.

10. Children’s Privacy
Our Services are not intended for children under the age of 18. We do not knowingly collect personal information from individuals under 18. If you become aware that a minor has provided us with personal data, please contact us, and we will take steps to remove the information promptly.

11. Updates to This Privacy Policy
We may revise this Privacy Policy from time to time. The updated version will be indicated by an updated “Last Updated” date at the top of this page. By continuing to use our Services after any changes become effective, you acknowledge and agree to the revised policy.

12. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data handling practices, please contact us